Our journey began in 2023
Young Ghanaian advisory practice with deep curiosity about how people plan
Horizonimpulse was formed in Sekondi to close the gap between long spreadsheets and on-the-ground realities. In the past year, we have built field-tested toolkits that reflect how families, cooperatives, and SMEs truly experience money flows.
Our first year milestones
Quarter 1
Embedded with women-owned micro-enterprises in Sekondi-Takoradi to map unreliable cashflow periods and co-create emergency fund guidelines aligned with local susu networks.
Quarter 2
Released our inaugural Western Region Household Planning Pulse, analysing transport, market, and remittance data to guide goal-setting conversations within extended families.
Quarter 3
Partnered with a coastal agribusiness cooperative to design transparent reinvestment policies, enabling members to track contributions and vote on capital allocation.
Quarter 4
Delivered scenario libraries for a regional healthcare facility, connecting staff benefits, pension options, and side-hustle income to cohesive future-planning guides.
How we work with Ghanaian data and lived experiences
We combine structured sources such as Bank of Ghana releases and Ghana Statistical Service reports with observational research, listening to how currency shifts or fuel price adjustments affect daily trade. Our analysts translate findings into visual canvases that demystify financial jargon.
Every engagement includes co-creation workshops, practical homework, and documentation in plain English as well as local languages. This approach keeps solutions inclusive and adaptable for varied literacy levels.
Data visualisations are refined until they speak clearly to busy market traders and mid-level professionals alike.
Rooted in Ghanaian context, mindful of global shifts
We monitor ECOWAS trade policies, energy transitions, pension reforms, and digital finance adoption, translating implications for families and enterprises. While grounded in Sekondi, we maintain a national outlook with research visits to Kumasi, Accra, and Tamale.
Our studio values cultural sensitivity, respecting social norms around family support, community giving, and faith-based commitments. These aspects are not treated as constraints but as parameters for realistic planning.
Mobility studies along coastal corridors reveal how infrastructure projects reshape cash cycles.
Impact measurement philosophy
We track qualitative and quantitative indicators across three arcs: preparedness, action, and reflection. Preparedness measures clarity of financial goals, action monitors practical steps undertaken, and reflection captures how clients adapt when conditions change.
This loop ensures we stay honest about what works, adjust frameworks quickly, and document learnings for future clients.
Ethics and governance
Horizonimpulse adheres to Ghana’s Data Protection Act 2012 (Act 843), collecting only essential information and safeguarding client data with encrypted storage. We obtain informed consent for all interviews and clearly communicate how insights will be used.
We avoid conflicts of interest by declining commissions from product providers and keep our recommendations independent. Each client receives a transparency statement outlining methodology, assumptions, and limitations.
Looking ahead
Our next steps include expanding scenario labs into the Northern and Volta Regions, building digital-first budget trackers for cooperatives, and strengthening partnerships with credit unions that want to offer planning support as part of member services.