+233 50 223 1411 [email protected]

Terms of Use

Effective date: January 18, 2026

1. Acceptance

By accessing or using the Horizonimpulse website and services, you agree to these Terms of Use. If you do not agree, please discontinue use immediately.

2. Services description

Horizonimpulse provides financial planning guidance, scenario analysis, and advisory support. Information on this site is for educational purposes and does not constitute financial, legal, or tax advice. Personalised recommendations are delivered only after formal engagement.

3. Eligibility

You must be at least 18 years old and legally capable of entering binding agreements to use our services.

4. Acceptable use

  • Do not misuse the website by attempting to gain unauthorised access.
  • Do not post or transmit harmful content, including malware or defamatory material.
  • Do not use site resources for unlawful purposes or to infringe third-party rights.

5. Intellectual property

All content, trademarks, and materials on this site belong to Horizonimpulse unless otherwise noted. You may view, download, or print materials for personal, non-commercial use. Reproduction or distribution requires prior written permission.

6. Confidentiality

Information exchanged during consultations is confidential. Both parties agree to protect sensitive information except where disclosure is required by law.

7. Disclaimers

We provide information “as is” without warranties of any kind. We strive to ensure accuracy but cannot guarantee completeness or suitability for every user. Decisions made using our materials are the responsibility of the user.

8. Limitation of liability

Horizonimpulse shall not be liable for indirect, incidental, or consequential damages arising from the use of our website or services. Our aggregate liability in any case will not exceed fees paid for the relevant service.

9. Third-party links

Links to external sites are provided for convenience. We are not responsible for content or practices of third-party websites.

10. Indemnification

You agree to indemnify Horizonimpulse against claims arising from your misuse of our website or breach of these terms.

11. Termination

We may suspend or terminate access to our website or services if you violate these terms or engage in activities that compromise our operations.

12. Governing law

These terms are governed by the laws of the Republic of Ghana. Disputes will be resolved in Ghanaian courts with competent jurisdiction.

13. Amendments

We may update these terms from time to time. Continued use after changes indicates acceptance.

14. Contact

If you have questions about these terms, contact us at [email protected] or call +233 50 223 1411.